How much insurance do you know, especially for fire insurance that protects your property especially for residential homes? In the beginning, we often hear about insurance policies, but what is the insurance policy? An insurance policy is an insurance document in which contains an agreement between the insured (the customer) and the insurer (the insurer). The insurance policy is an agreement contract that the insurance company will bear any future losses that may arise in the insurance customer. Sometimes, the general public calls this insurance policy also with the terms ‘contract’, ‘policy contract’ or ‘insurance certificate’. For more details, fire insurance is a coverage that guarantees loss or damage to property (fixed property and movable price) caused by fire, which occurs due to own fire or fire from outside, due to poor air, inadvertently, errors or improper conduct of the insured servant, neighbors, enemies, robbers and anything and in any way the cause of the fire. No need to worry anymore because now there is a solution to overcome all that, one of them is to click here for dss landlords.
Actually, there are some fire insurance policies that you should know, here we will describe some fire insurance policies that you can learn more and tailored to your needs. A basic policy that guarantees against major risks consisting of fire, blasting, lightning strikes and crashes of aircraft by looking at the risks involved. Referring to the object of coverage, the policy is segregated into industrial fire policies and non-industrial fire policies. It is an industrial policy, this policy covers loss/damage caused by principal risks to industrial buildings, equipment and equipment, raw materials, supplies and others. Any risk covered in Machinery Breakdown Insurance (loss of damage/damage caused by unforeseen events during coverage) is loss or damage caused by collision, accidental object to machine or collapse.
Second is a non-industrial policy, this policy covers damages caused by principal risks to various interests, consisting of fixed assets (immovable property) and movable property (movable property). There is also a recalculation policy that is a policy declaration, which is used to assume risks in plantations, sugar mills, public warehouses and private warehouses, shops, shopping centers etc. where the value of the subject is always subject to the risk borne.